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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,491 | $127,790+17.0% | $106,554+40.3% | $167,553-10.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 7.80% | 33.88%-26.1pp | 26.80%-19.0pp | 478.89%-471.1pp |
| Employer contribution / active EE | $2,540 | $3,427-25.9% | $2,819-9.9% | $4,840-47.5% |
| Participant deferral / active EE | $6,551 | $5,088+28.8% | $4,398+48.9% | $6,343+3.3% |
| Admin fee / account holder | $697 | $11,231-93.8% | $7,408-90.6% | $12,316-94.3% |