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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,911 | $126,519+16.1% | $106,201+38.3% | $145,959+0.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 6.60% | 225.10%-218.5pp | 116.26%-109.7pp | 561.95%-555.3pp |
| Employer contribution / active EE | $2,548 | $3,726-31.6% | $3,170-19.6% | $4,661-45.3% |
| Participant deferral / active EE | $4,361 | $5,716-23.7% | $5,012-13.0% | $6,689-34.8% |
| Admin fee / account holder | $21,545 | $17,312+24.4% | $11,039+95.2% | $13,398+60.8% |