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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,911 | $125,190+17.4% | $105,624+39.1% | $145,897+0.7% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 6.60% | 225.22%-218.6pp | 116.20%-109.6pp | 552.29%-545.7pp |
| Employer contribution / active EE | $2,548 | $3,720-31.5% | $3,168-19.6% | $4,663-45.4% |
| Participant deferral / active EE | $4,361 | $5,716-23.7% | $5,013-13.0% | $6,689-34.8% |
| Admin fee / account holder | $21,545 | $17,138+25.7% | $10,961+96.6% | $13,390+60.9% |