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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,894 | $134,817-85.2% | $123,973-84.0% | $155,188-87.2% |
| Participation rate | 53.8% | 79.4%-25.6pp | 76.7%-22.8pp | 80.8%-27.0pp |
| Annual return | 18.11% | 515.49%-497.4pp | 388.13%-370.0pp | 148.84%-130.7pp |
| Employer contribution / active EE | $1,777 | $4,425-59.8% | $4,126-56.9% | $4,248-58.2% |
| Participant deferral / active EE | $2,825 | $5,706-50.5% | $5,247-46.2% | $6,531-56.7% |
| Admin fee / account holder | $2,939 | $13,245-77.8% | $11,799-75.1% | $14,480-79.7% |