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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,987 | $52,836-1.6% | $105,736-50.8% | $64,173-19.0% |
| Participation rate | 93.9% | 66.5%+27.4pp | 76.3%+17.6pp | 69.6%+24.4pp |
| Annual return | -6.77% | 14.30%-21.1pp | 6.27%-13.0pp | 7.63%-14.4pp |
| Employer contribution / active EE | $1,440 | $1,827-21.2% | $3,268-55.9% | $2,381-39.5% |
| Participant deferral / active EE | $3,608 | $2,545+41.7% | $4,080-11.6% | $3,470+4.0% |
| Admin fee / account holder | $2,627 | $3,959-33.6% | $6,913-62.0% | $4,887-46.3% |