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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,181 | $185,141-79.9% | $153,416-75.8% | $155,188-76.0% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 11.77% | 18.72%-7.0pp | 17.84%-6.1pp | 148.84%-137.1pp |
| Employer contribution / active EE | $12,688 | $4,489+182.6% | $3,764+237.1% | $4,248+198.7% |
| Participant deferral / active EE | $19,633 | $5,477+258.5% | $4,723+315.7% | $6,531+200.6% |
| Admin fee / account holder | $463 | $16,005-97.1% | $13,095-96.5% | $14,480-96.8% |