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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,485 | $95,917-6.7% | $79,583+12.4% | $134,545-33.5% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -19.54% | -2.70%-16.8pp | 0.16%-19.7pp | 418.37%-437.9pp |
| Employer contribution / active EE | $913 | $3,129-70.8% | $2,414-62.2% | $4,742-80.7% |
| Participant deferral / active EE | $1,306 | $4,694-72.2% | $3,986-67.2% | $6,401-79.6% |
| Admin fee / account holder | $4,102 | $9,132-55.1% | $6,835-40.0% | $11,431-64.1% |