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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,870 | $199,109-25.7% | $173,730-14.9% | $154,746-4.4% |
| Participation rate | 88.9% | 82.8%+6.1pp | 79.6%+9.3pp | 80.7%+8.2pp |
| Annual return | 13.20% | 20.02%-6.8pp | 19.96%-6.8pp | 172.34%-159.1pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $5,733 | $7,113-19.4% | $6,326-9.4% | $6,730-14.8% |
| Admin fee / account holder | $23,826 | $20,916+13.9% | $17,523+36.0% | $14,365+65.9% |