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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,358 | $96,691-94.5% | $86,656-93.8% | $139,487-96.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 8.63% | 106.87%-98.2pp | 593.09%-584.5pp | 373.84%-365.2pp |
| Employer contribution / active EE | $1,315 | $3,267-59.8% | $3,025-56.5% | $4,755-72.3% |
| Participant deferral / active EE | $2,186 | $4,838-54.8% | $4,439-50.8% | $6,713-67.4% |
| Admin fee / account holder | $55,127 | $6,414+759.4% | $5,619+881.1% | $11,407+383.3% |