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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,702 | $80,983-47.3% | $96,544-55.8% | $75,177-43.2% |
| Participation rate | 96.6% | 71.8%+24.8pp | 76.0%+20.6pp | 67.2%+29.4pp |
| Annual return | 13.42% | 27.05%-13.6pp | 25.88%-12.5pp | 160.75%-147.3pp |
| Employer contribution / active EE | $3,269 | $2,282+43.2% | $2,966+10.2% | $2,671+22.4% |
| Participant deferral / active EE | $3,773 | $3,929-4.0% | $4,851-22.2% | $4,126-8.6% |
| Admin fee / account holder | $2,140 | $6,717-68.1% | $8,254-74.1% | $5,651-62.1% |