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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP8+ years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $39,267 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB Service code 19 · EIN 42-1558009 | Securities Custodian | $9,291 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,032 | $56,503+78.8% | $69,890+44.6% | $64,824+55.9% |
| Participation rate | 37.1% | 70.5%-33.4pp | 70.5%-33.4pp | 71.5%-34.4pp |
| Annual return | -20.21% | -13.44%-6.8pp | 190.84%-211.1pp | 32.84%-53.1pp |
| Employer contribution / active EE | $1,381 | $2,046-32.5% | $2,560-46.1% | $2,507-44.9% |
| Participant deferral / active EE | $3,368 | $3,389-0.6% | $3,848-12.5% | $4,311-21.9% |
| Admin fee / account holder | $48 | $160-70.1% | $6,267-99.2% | $188-74.4% |