Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
BENEFIT ADMINISTRATION, INC.3+ years Filed as: BENEFIT ADMINISTRATION COMPANY, LLC Service code 13 · EIN 91-1999591 | Contract Administrator | $31,271 |
BAC CAPITAL ADVISORS, LLC3+ years Filed as: BAC CAPITAL ADVISORS LLC Service code 27 · EIN 91-1999591 | Advisory (Plan) | $28,800 |
NATIONAL FINANCIAL SERVICES3+ years Filed as: NATIONAL FINANCIAL SERVICES, INC. Service code 19 · EIN 04-3523567 | Securities Custodian | $3,420 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,655 | $61,214-20.5% | $83,327-41.6% | $56,289-13.6% |
| Participation rate | 64.5% | 72.6%-8.1pp | 77.8%-13.2pp | 69.9%-5.3pp |
| Annual return | 8.82% | 0.42%+8.4pp | 10.64%-1.8pp | -9.96%+18.8pp |
| Employer contribution / active EE | $276 | $1,925-85.6% | $3,379-91.8% | $2,111-86.9% |
| Participant deferral / active EE | $1,564 | $5,091-69.3% | $5,565-71.9% | $3,350-53.3% |
| Admin fee / account holder | $321 | $512-37.2% | $7,540-95.7% | $521-38.3% |