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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,895 | $52,836+73.9% | $105,736-13.1% | $64,173+43.2% |
| Participation rate | 100.0% | 66.5%+33.5pp | 76.3%+23.7pp | 69.6%+30.4pp |
| Annual return | -7.92% | 14.30%-22.2pp | 6.27%-14.2pp | 7.63%-15.6pp |
| Employer contribution / active EE | $10,209 | $1,827+458.8% | $3,268+212.4% | $2,381+328.8% |
| Participant deferral / active EE | $3,721 | $2,545+46.2% | $4,080-8.8% | $3,470+7.2% |
| Admin fee / account holder | $2,263 | $3,959-42.8% | $6,913-67.3% | $4,887-53.7% |