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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,490 | $227,291-53.6% | $214,702-50.9% | $155,188-32.0% |
| Participation rate | 82.4% | 88.0%-5.6pp | 87.5%-5.1pp | 80.8%+1.5pp |
| Annual return | 20.67% | 60.08%-39.4pp | 54.55%-33.9pp | 148.84%-128.2pp |
| Employer contribution / active EE | $25,663 | $6,772+279.0% | $6,461+297.2% | $4,248+504.2% |
| Participant deferral / active EE | $15,062 | $9,582+57.2% | $9,147+64.7% | $6,531+130.6% |
| Admin fee / account holder | $1,452 | $20,413-92.9% | $19,830-92.7% | $14,480-90.0% |