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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,490 | $209,336-49.6% | $197,124-46.5% | $137,256-23.1% |
| Participation rate | 82.4% | 87.3%-5.0pp | 86.7%-4.4pp | 80.0%+2.4pp |
| Annual return | 20.67% | 48.09%-27.4pp | 44.34%-23.7pp | 220.34%-199.7pp |
| Employer contribution / active EE | $25,663 | $6,591+289.4% | $6,227+312.1% | $4,156+517.5% |
| Participant deferral / active EE | $15,062 | $9,614+56.7% | $9,135+64.9% | $6,407+135.1% |
| Admin fee / account holder | $1,452 | $17,308-91.6% | $16,298-91.1% | $12,270-88.2% |