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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,490 | $275,752-61.7% | $256,809-58.9% | $198,609-46.9% |
| Participation rate | 82.4% | 89.2%-6.8pp | 88.5%-6.2pp | 82.4%0pp |
| Annual return | 20.67% | 34.81%-14.1pp | 32.73%-12.1pp | 202.70%-182.0pp |
| Employer contribution / active EE | $25,663 | $7,721+232.4% | $7,263+253.3% | $5,055+407.6% |
| Participant deferral / active EE | $15,062 | $10,037+50.1% | $9,520+58.2% | $6,977+115.9% |
| Admin fee / account holder | $1,452 | $25,716-94.4% | $25,146-94.2% | $19,030-92.4% |