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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,203 | $169,336-98.7% | $129,384-98.3% | $145,884-98.5% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 30.06% | 14408.70%-14378.6pp | 9461.77%-9431.7pp | 551.85%-521.8pp |
| Employer contribution / active EE | $1,757 | $5,540-68.3% | $4,153-57.7% | $4,662-62.3% |
| Participant deferral / active EE | $2,245 | $4,985-55.0% | $4,166-46.1% | $6,690-66.4% |
| Admin fee / account holder | $422 | $9,912-95.7% | $7,686-94.5% | $13,392-96.8% |