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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,369 | $129,737-52.7% | $119,126-48.5% | $154,746-60.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.12% | 379.08%-362.0pp | 282.11%-265.0pp | 172.34%-155.2pp |
| Employer contribution / active EE | $2,984 | $4,375-31.8% | $4,034-26.0% | $4,379-31.9% |
| Participant deferral / active EE | $7,452 | $5,842+27.6% | $5,318+40.1% | $6,730+10.7% |
| Admin fee / account holder | $403 | $11,961-96.6% | $10,693-96.2% | $14,365-97.2% |