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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,369 | $171,492-64.2% | $150,734-59.3% | $198,609-69.1% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 17.12% | 804.70%-787.6pp | 600.81%-583.7pp | 202.70%-185.6pp |
| Employer contribution / active EE | $2,984 | $5,470-45.5% | $4,918-39.3% | $5,055-41.0% |
| Participant deferral / active EE | $7,452 | $6,259+19.1% | $5,610+32.8% | $6,977+6.8% |
| Admin fee / account holder | $403 | $17,628-97.7% | $14,905-97.3% | $19,030-97.9% |