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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,681 | $180,749-77.5% | $160,784-74.7% | $137,256-70.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 34.77% | 2234.46%-2199.7pp | 1803.92%-1769.1pp | 220.34%-185.6pp |
| Employer contribution / active EE | $3,290 | $4,155-20.8% | $3,733-11.9% | $4,156-20.8% |
| Participant deferral / active EE | $13,162 | $6,844+92.3% | $6,293+109.2% | $6,407+105.4% |
| Admin fee / account holder | $303 | $10,397-97.1% | $9,717-96.9% | $12,270-97.5% |