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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,187 | $100,970-66.1% | $96,576-64.6% | $137,256-75.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 29.77% | 38.16%-8.4pp | 38.47%-8.7pp | 220.34%-190.6pp |
| Employer contribution / active EE | $4,223 | $3,809+10.9% | $3,553+18.9% | $4,156+1.6% |
| Participant deferral / active EE | $10,102 | $8,286+21.9% | $7,956+27.0% | $6,407+57.7% |
| Admin fee / account holder | $410 | $11,312-96.4% | $11,381-96.4% | $12,270-96.7% |