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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,322 | $162,136-78.8% | $152,301-77.5% | $154,746-77.8% |
| Participation rate | 94.4% | 84.1%+10.3pp | 82.4%+12.0pp | 80.7%+13.7pp |
| Annual return | 27.73% | 91.02%-63.3pp | 80.50%-52.8pp | 172.34%-144.6pp |
| Employer contribution / active EE | $7,768 | $4,890+58.8% | $4,624+68.0% | $4,379+77.4% |
| Participant deferral / active EE | $14,703 | $8,341+76.3% | $8,004+83.7% | $6,730+118.5% |
| Admin fee / account holder | $2,111 | $15,759-86.6% | $14,398-85.3% | $14,365-85.3% |