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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,322 | $154,228-77.7% | $145,433-76.4% | $137,256-75.0% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.3pp | 80.0%+14.5pp |
| Annual return | 27.73% | 74.59%-46.9pp | 66.58%-38.8pp | 220.34%-192.6pp |
| Employer contribution / active EE | $7,768 | $4,804+61.7% | $4,554+70.6% | $4,156+86.9% |
| Participant deferral / active EE | $14,703 | $8,216+78.9% | $7,897+86.2% | $6,407+129.5% |
| Admin fee / account holder | $2,111 | $14,344-85.3% | $13,129-83.9% | $12,270-82.8% |