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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,609 | $114,013-47.7% | $103,693-42.5% | $155,188-61.6% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.3pp | 80.8%-47.5pp |
| Annual return | 15.40% | 49.31%-33.9pp | 47.61%-32.2pp | 148.84%-133.4pp |
| Employer contribution / active EE | $1,414 | $3,131-54.8% | $2,920-51.6% | $4,248-66.7% |
| Participant deferral / active EE | $7,667 | $4,970+54.3% | $4,579+67.4% | $6,531+17.4% |
| Admin fee / account holder | $330 | $8,407-96.1% | $7,858-95.8% | $14,480-97.7% |