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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,609 | $157,829-62.2% | $136,867-56.4% | $198,609-70.0% |
| Participation rate | 33.3% | 77.2%-43.8pp | 74.5%-41.2pp | 82.4%-49.0pp |
| Annual return | 15.40% | 51.25%-35.8pp | 42.97%-27.6pp | 202.70%-187.3pp |
| Employer contribution / active EE | $1,414 | $3,923-64.0% | $3,547-60.1% | $5,055-72.0% |
| Participant deferral / active EE | $7,667 | $5,463+40.3% | $4,924+55.7% | $6,977+9.9% |
| Admin fee / account holder | $330 | $11,107-97.0% | $10,340-96.8% | $19,030-98.3% |