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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,600 | $99,875-70.4% | $146,866-79.8% | $86,983-66.0% |
| Participation rate | 52.3% | 75.8%-23.5pp | 82.5%-30.2pp | 69.5%-17.3pp |
| Annual return | 15.61% | 28.10%-12.5pp | 102.85%-87.2pp | 25.83%-10.2pp |
| Employer contribution / active EE | $2,083 | $3,224-35.4% | $4,425-52.9% | $2,584-19.4% |
| Participant deferral / active EE | $2,824 | $6,322-55.3% | $7,759-63.6% | $4,194-32.7% |
| Admin fee / account holder | $10,716 | $7,838+36.7% | $13,620-21.3% | $7,856+36.4% |