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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,494 | $102,429+145.5% | $147,096+71.0% | $80,925+210.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.84% | 135.02%-123.2pp | 419.75%-407.9pp | 35.65%-23.8pp |
| Employer contribution / active EE | $5,662 | $3,716+52.4% | $4,936+14.7% | $2,756+105.4% |
| Participant deferral / active EE | $11,025 | $6,649+65.8% | $8,071+36.6% | $4,299+156.5% |
| Admin fee / account holder | $2,715 | $7,957-65.9% | $13,005-79.1% | $6,940-60.9% |