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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,735 | $141,004+216.8% | $112,273+297.9% | $139,466+220.3% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 23.27% | 32.75%-9.5pp | 30.23%-7.0pp | 373.66%-350.4pp |
| Employer contribution / active EE | $9,781 | $4,285+128.3% | $3,431+185.1% | $4,754+105.8% |
| Participant deferral / active EE | $16,333 | $5,878+177.9% | $4,800+240.3% | $6,712+143.3% |
| Admin fee / account holder | $0 | $9,959-100.0% | $7,752-100.0% | $11,409-100.0% |