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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,507 | $112,729+13.1% | $98,716+29.2% | $137,256-7.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 23.60% | 38.48%-14.9pp | 31.81%-8.2pp | 220.34%-196.7pp |
| Employer contribution / active EE | $17,272 | $2,725+533.8% | $2,279+658.0% | $4,156+315.6% |
| Participant deferral / active EE | $22,003 | $4,640+374.2% | $4,048+443.6% | $6,407+243.4% |
| Admin fee / account holder | $871 | $10,129-91.4% | $8,703-90.0% | $12,270-92.9% |