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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,989 | $136,860-86.1% | $120,344-84.2% | $154,746-87.7% |
| Participation rate | 63.6% | 79.9%-16.3pp | 76.7%-13.1pp | 80.7%-17.1pp |
| Annual return | 23.52% | 21.38%+2.1pp | 20.30%+3.2pp | 172.34%-148.8pp |
| Employer contribution / active EE | $2,859 | $3,533-19.1% | $3,020-5.3% | $4,379-34.7% |
| Participant deferral / active EE | $4,907 | $5,793-15.3% | $5,135-4.4% | $6,730-27.1% |
| Admin fee / account holder | $0 | $15,393-100.0% | $12,742-100.0% | $14,365-100.0% |