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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,989 | $167,415-88.7% | $140,514-86.5% | $198,609-90.4% |
| Participation rate | 63.6% | 80.9%-17.2pp | 77.8%-14.2pp | 82.4%-18.7pp |
| Annual return | 23.52% | 13.85%+9.7pp | 14.36%+9.2pp | 202.70%-179.2pp |
| Employer contribution / active EE | $2,859 | $4,088-30.0% | $3,378-15.4% | $5,055-43.4% |
| Participant deferral / active EE | $4,907 | $5,579-12.1% | $4,919-0.2% | $6,977-29.7% |
| Admin fee / account holder | $0 | $16,730-100.0% | $13,697-100.0% | $19,030-100.0% |