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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,584 | $148,582-84.8% | $135,942-83.4% | $139,456-83.8% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 27.68% | 79.26%-51.6pp | 68.28%-40.6pp | 373.45%-345.8pp |
| Employer contribution / active EE | $4,046 | $5,245-22.9% | $4,858-16.7% | $4,753-14.9% |
| Participant deferral / active EE | $5,864 | $8,101-27.6% | $7,759-24.4% | $6,711-12.6% |
| Admin fee / account holder | $777 | $12,402-93.7% | $10,764-92.8% | $11,407-93.2% |