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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,280 | $148,623-53.4% | $135,974-49.0% | $139,466-50.3% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 22.56% | 79.30%-56.7pp | 68.30%-45.7pp | 373.66%-351.1pp |
| Employer contribution / active EE | $7,903 | $5,246+50.6% | $4,859+62.6% | $4,754+66.2% |
| Participant deferral / active EE | $8,761 | $8,103+8.1% | $7,760+12.9% | $6,712+30.5% |
| Admin fee / account holder | $343 | $12,406-97.2% | $10,767-96.8% | $11,409-97.0% |