Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,433 | $45,119-85.7% | $85,126-92.4% | $74,429-91.4% |
| Participation rate | 20.2% | 49.4%-29.2pp | 67.5%-47.4pp | 67.2%-47.1pp |
| Annual return | 15.20% | 26.28%-11.1pp | 66.63%-51.4pp | 1368.38%-1353.2pp |
| Employer contribution / active EE | $0 | $1,460-100.0% | $2,731-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $972 | $2,738-64.5% | $4,523-78.5% | $4,348-77.6% |
| Admin fee / account holder | $864 | $2,214-61.0% | $6,160-86.0% | $1,944-55.6% |