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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,895 | $96,691-67.0% | $86,656-63.2% | $139,487-77.1% |
| Participation rate | 93.8% | 74.4%+19.3pp | 71.7%+22.0pp | 80.3%+13.4pp |
| Annual return | 17.96% | 106.87%-88.9pp | 593.09%-575.1pp | 373.84%-355.9pp |
| Employer contribution / active EE | $3,053 | $3,267-6.5% | $3,025+0.9% | $4,755-35.8% |
| Participant deferral / active EE | $8,994 | $4,838+85.9% | $4,439+102.6% | $6,713+34.0% |
| Admin fee / account holder | $2,123 | $6,414-66.9% | $5,619-62.2% | $11,407-81.4% |