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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,874 | $72,071-8.6% | $68,368-3.6% | $137,256-52.0% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 18.11% | 353.14%-335.0pp | 292.57%-274.5pp | 220.34%-202.2pp |
| Employer contribution / active EE | $6,066 | $2,788+117.6% | $2,649+129.0% | $4,156+46.0% |
| Participant deferral / active EE | $14,326 | $4,410+224.8% | $4,123+247.5% | $6,407+123.6% |
| Admin fee / account holder | $4,672 | $5,336-12.4% | $5,150-9.3% | $12,270-61.9% |