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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,219 | $181,062-59.6% | $158,223-53.7% | $155,188-52.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 13.03% | 57.39%-44.4pp | 52.09%-39.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $6,831 | $4,565+49.7% | $4,109+66.3% | $4,248+60.8% |
| Participant deferral / active EE | $7,136 | $6,134+16.3% | $5,467+30.5% | $6,531+9.3% |
| Admin fee / account holder | $1,535 | $18,825-91.8% | $16,047-90.4% | $14,480-89.4% |