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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 OF AMERICA · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $44,037 |
Filed as: ALLIANT INSURANCE SERVICES Service code 13 INC DBA ALLIANT RETIREMENT · NEW YORK NY, NY 10178 | Contract Administrator | $21,720 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $10,277 |
Filed as: ALLIANT INSURANCE SERVICES INC DBA Service code 13 | Contract Administrator | $4,790 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,920 | $81,334-7.9% | $113,397-33.9% | $64,097+16.9% |
| Participation rate | 96.3% | 65.6%+30.6pp | 76.5%+19.8pp | 55.2%+41.1pp |
| Annual return | 21.36% | 32.50%-11.1pp | 23.20%-1.8pp | 34.64%-13.3pp |
| Employer contribution / active EE | $5,808 | $2,077+179.7% | $2,977+95.1% | $1,891+207.0% |
| Participant deferral / active EE | $12,941 | $3,795+241.0% | $5,076+154.9% | $3,080+320.2% |
| Admin fee / account holder | $529 | $4,208-87.4% | $11,957-95.6% | $3,454-84.7% |