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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,346 | $96,678+212.7% | $86,640+249.0% | $139,466+116.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 0.00% | 106.69%-106.7pp | 592.52%-592.5pp | 373.66%-373.7pp |
| Employer contribution / active EE | $21,750 | $3,265+566.1% | $3,024+619.2% | $4,754+357.5% |
| Participant deferral / active EE | $22,495 | $4,837+365.1% | $4,438+406.8% | $6,712+235.2% |
| Admin fee / account holder | $1,043 | $6,410-83.7% | $5,616-81.4% | $11,409-90.9% |