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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $160,534 |
Filed as: VOYA FINANCIAL ADVISORS INC Service code 27 · EIN 41-0945505 | Advisory (Plan) | $115,036 |
STRATEGIC ADVISORS, INC.2 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $20,169 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,795 | $127,481-37.4% | $149,745-46.7% | $90,274-11.6% |
| Participation rate | 59.0% | 78.2%-19.3pp | 82.5%-23.5pp | 73.4%-14.4pp |
| Annual return | 25.95% | 57.78%-31.8pp | 276.72%-250.8pp | 53.97%-28.0pp |
| Employer contribution / active EE | $2,463 | $3,448-28.6% | $4,646-47.0% | $2,523-2.4% |
| Participant deferral / active EE | $5,213 | $6,975-25.3% | $6,843-23.8% | $4,231+23.2% |
| Admin fee / account holder | $247 | $152+62.6% | $9,312-97.4% | $114+116.3% |