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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,238 | $148,623-24.5% | $135,974-17.5% | $139,466-19.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.41% | 79.30%-67.9pp | 68.30%-56.9pp | 373.66%-362.3pp |
| Employer contribution / active EE | $3,851 | $5,246-26.6% | $4,859-20.7% | $4,754-19.0% |
| Participant deferral / active EE | $4,354 | $8,103-46.3% | $7,760-43.9% | $6,712-35.1% |
| Admin fee / account holder | $62,669 | $12,406+405.2% | $10,767+482.1% | $11,409+449.3% |