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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,705 | $65,566+303.7% | $86,235+207.0% | $75,177+252.1% |
| Participation rate | 100.0% | 60.5%+39.5pp | 69.0%+31.0pp | 67.2%+32.8pp |
| Annual return | 18.40% | 46.07%-27.7pp | 1170.03%-1151.6pp | 160.75%-142.4pp |
| Employer contribution / active EE | $8,722 | $1,553+461.5% | $2,381+266.3% | $2,671+226.5% |
| Participant deferral / active EE | $5,136 | $3,023+69.9% | $3,987+28.8% | $4,126+24.5% |
| Admin fee / account holder | $12,046 | $5,470+120.2% | $6,856+75.7% | $5,651+113.1% |