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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,806 | $86,940-17.4% | $102,434-29.9% | $80,935-11.3% |
| Participation rate | 77.8% | 72.4%+5.4pp | 76.5%+1.3pp | 67.7%+10.1pp |
| Annual return | 10.12% | 18.89%-8.8pp | 29.46%-19.3pp | 35.66%-25.5pp |
| Employer contribution / active EE | $2,806 | $2,370+18.4% | $3,023-7.2% | $2,757+1.8% |
| Participant deferral / active EE | $5,065 | $4,121+22.9% | $5,055+0.2% | $4,299+17.8% |
| Admin fee / account holder | $3,738 | $8,047-53.5% | $9,462-60.5% | $6,924-46.0% |