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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,514 | $99,875+39.7% | $146,866-5.0% | $86,983+60.4% |
| Participation rate | 60.5% | 75.8%-15.3pp | 82.5%-22.0pp | 69.5%-9.1pp |
| Annual return | 15.41% | 28.10%-12.7pp | 102.85%-87.4pp | 25.83%-10.4pp |
| Employer contribution / active EE | $1,871 | $3,224-42.0% | $4,425-57.7% | $2,584-27.6% |
| Participant deferral / active EE | $4,883 | $6,322-22.8% | $7,759-37.1% | $4,194+16.4% |
| Admin fee / account holder | $20,271 | $7,838+158.6% | $13,620+48.8% | $7,856+158.0% |