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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,262 | $217,432+29.8% | $185,849+51.9% | $167,536+68.5% |
| Participation rate | 95.7% | 86.1%+9.6pp | 81.7%+13.9pp | 82.1%+13.5pp |
| Annual return | 11.81% | 148.42%-136.6pp | 122.10%-110.3pp | 478.82%-467.0pp |
| Employer contribution / active EE | $11,137 | $5,875+89.6% | $5,169+115.5% | $4,839+130.1% |
| Participant deferral / active EE | $7,344 | $6,357+15.5% | $5,569+31.9% | $6,342+15.8% |
| Admin fee / account holder | $3,408 | $19,818-82.8% | $16,244-79.0% | $12,315-72.3% |