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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,562 | $167,353+30.6% | $143,797+52.0% | $134,545+62.4% |
| Participation rate | 0.0% | 84.8%-84.8pp | 80.3%-80.3pp | 81.2%-81.2pp |
| Annual return | -13.77% | 0.48%-14.3pp | -0.04%-13.7pp | 418.37%-432.1pp |
| Employer contribution / active EE | $1,608 | $5,620-71.4% | $4,952-67.5% | $4,742-66.1% |
| Participant deferral / active EE | $13,500 | $6,447+109.4% | $5,638+139.4% | $6,401+110.9% |
| Admin fee / account holder | $530 | $18,096-97.1% | $14,679-96.4% | $11,431-95.4% |