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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,274 | $73,863+303.8% | $143,797+107.4% | $68,490+335.5% |
| Participation rate | 96.7% | 66.7%+30.0pp | 80.3%+16.3pp | 67.9%+28.8pp |
| Annual return | -16.45% | 0.91%-17.4pp | -0.04%-16.4pp | -7.85%-8.6pp |
| Employer contribution / active EE | $9,929 | $3,185+211.8% | $4,952+100.5% | $2,597+282.4% |
| Participant deferral / active EE | $9,440 | $3,385+178.9% | $5,638+67.4% | $4,028+134.4% |
| Admin fee / account holder | $7,994 | $5,756+38.9% | $14,679-45.5% | $5,403+47.9% |