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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,025 | $217,432-44.3% | $185,849-34.9% | $167,536-27.8% |
| Participation rate | 50.0% | 86.1%-36.1pp | 81.7%-31.7pp | 82.1%-32.1pp |
| Annual return | 12.32% | 148.42%-136.1pp | 122.10%-109.8pp | 478.82%-466.5pp |
| Employer contribution / active EE | $2,312 | $5,875-60.6% | $5,169-55.3% | $4,839-52.2% |
| Participant deferral / active EE | $3,360 | $6,357-47.1% | $5,569-39.7% | $6,342-47.0% |
| Admin fee / account holder | $117,587 | $19,818+493.3% | $16,244+623.9% | $12,315+854.9% |