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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,568 | $185,312-35.5% | $161,489-26.0% | $154,746-22.7% |
| Participation rate | 40.0% | 82.5%-42.5pp | 78.7%-38.7pp | 80.7%-40.7pp |
| Annual return | 21.33% | 103.84%-82.5pp | 89.72%-68.4pp | 172.34%-151.0pp |
| Employer contribution / active EE | $1,834 | $4,769-61.6% | $4,268-57.0% | $4,379-58.1% |
| Participant deferral / active EE | $12,400 | $6,350+95.3% | $5,630+120.3% | $6,730+84.2% |
| Admin fee / account holder | $730 | $18,654-96.1% | $16,006-95.4% | $14,365-94.9% |