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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,554 | $72,177-52.1% | $115,038-70.0% | $59,633-42.1% |
| Participation rate | 93.0% | 72.6%+20.4pp | 81.4%+11.6pp | 68.7%+24.3pp |
| Annual return | -3.18% | 12.02%-15.2pp | 26.14%-29.3pp | 2041.45%-2044.6pp |
| Employer contribution / active EE | $2,400 | $2,841-15.5% | $4,608-47.9% | $2,203+8.9% |
| Participant deferral / active EE | $4,547 | $4,783-4.9% | $6,026-24.5% | $3,192+42.5% |
| Admin fee / account holder | $831 | $4,927-83.1% | $8,175-89.8% | $4,297-80.6% |