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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,175 | $116,203-61.1% | $93,621-51.7% | $152,909-70.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 14.39% | 35.96%-21.6pp | 32.76%-18.4pp | 345.46%-331.1pp |
| Employer contribution / active EE | $0 | $3,219-100.0% | $2,719-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $4,826 | $4,605+4.8% | $4,070+18.6% | $5,851-17.5% |
| Admin fee / account holder | $56,010 | $10,751+421.0% | $7,890+609.9% | $11,601+382.8% |