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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,748 | $86,938+357.5% | $102,423+288.3% | $80,925+391.5% |
| Participation rate | 92.6% | 72.4%+20.2pp | 76.5%+16.1pp | 67.7%+24.9pp |
| Annual return | 14.00% | 18.89%-4.9pp | 29.42%-15.4pp | 35.65%-21.6pp |
| Employer contribution / active EE | $11,570 | $2,369+388.3% | $3,023+282.7% | $2,756+319.8% |
| Participant deferral / active EE | $9,194 | $4,120+123.1% | $5,054+81.9% | $4,299+113.9% |
| Admin fee / account holder | $3,040 | $8,053-62.3% | $9,455-67.9% | $6,940-56.2% |